Retail Payment Activities Regulations (SOR/2023-229)

Full Document:

Regulations are current to 2025-10-28 and last amended on 2025-09-08. Previous Versions

SCHEDULE(Paragraphs 46(a) and (b) and subsection 47(1))Administrative Monetary Penalties — Designation of Provisions

PART 1

Retail Payment Activities Act

Item	Provision of Act	Corresponding Provision of These Regulations	Classification of Violation
	Column 1	Column 2	Column 3
1	17(1)	5	very serious
2	17(3)	–	very serious
3	18	11 or 12	very serious
4	19(3)	–	serious
5	20(1)	–	very serious
6	21	18 or 19	–
7	22(1)	20	–
8	23	–	very serious
9	24(1)	–	serious
10	24(2)	22	serious
11	30	–	serious
12	59(1)	35	–
13	60(1) and (2)	36	–
14	61	–	serious
15	65(2)	–	serious
16	66(2)	44	serious
17	67(2)	–	very serious
18	67(3)	–	very serious
19	69(2)	–	very serious
20	104	53	very serious

PART 2

Retail Payment Activities Regulations

Item	Provision	Classification of Violation
	Column 1	Column 2
1	6	very serious
2	7	very serious
3	8(1)(a) and (2)	very serious
4	8(1)(b) and (2)	very serious
5	8(3)	serious
6	8(4)	serious
7	9(1)	very serious
8	9(2)	serious
9	9(3)	serious
10	10(1)	very serious
11	10(2)	serious
12	10(3)	serious
13	13	very serious
14	14(1)	very serious
15	14(2)	very serious
16	15(1)	very serious
17	15(6)(a)	very serious
18	15(6)(b)	very serious
19	15(6)(c)	very serious
20	15(7)	serious
21	15(8)	serious
22	16(1)	very serious
23	16(2)	very serious
24	17(1)	very serious
25	17(2)	serious
26	17(3)	serious
27	38(1)	serious
28	40	serious
29	41	serious
30	42(a)	serious
31	42(b)	serious